Annual Multi-Trip Insurance
Our Annual Multi-Trip Policy allows you to select a plan that suits you and your travel needs, providing cover for an unlimited number of journeys over a 12-month period. You can travel up to ninety (90), consecutive days as the maximum duration of any Annual Multi-Trip journey.
What is included?
Exclusions, Limits and Conditions apply to benefits outlined below
Overseas Medical Assistance
Helpline assistance available 24 hours a day, every day of the year. This includes unlimited emergency travel assistance, repatriation, access to interpreters and assessment of medical services.
Exclusion apply
Delayed Luggage Allowance
Cover for essential emergency items of clothing and other personal items if your baggage is delayed, misdirected or misplaced by your transport provider, for more than six (6) hours.
Exclusion apply
Overseas Medical and Dental Expenses
Cover for the reasonable and necessary overseas medical treatment, ambulance transportation, hospitalization and emergency dental expenses in the event of an accidental injury or sickness or disease covered by the policy.
Exclusion apply
Additional Expenses Following Accidental Injury or Sickness or Disease
Cover for additional hotel accommodation and transport expenses incurred by you, your travelling companion or relative if you suffer an accidental injury, sickness or disease that prevents you from continuing your journey, as advised by a Doctor.
Exclusion apply
Luggage, Personal Effects and Travel Documents
If your items are lost, stolen or damaged while you are travelling, we may reimburse you for the value of the item allowing for reasonable depreciation, repair or replace the item (sub-limits apply).
Exclusion apply| Policy Benefits | Essential (Asia Pacific) |
Standard (Worldwide excluding USA & Canada) |
Superior (Worldwide including USA & Canada) |
|---|---|---|---|
| Travel Accident Benefits | |||
|
5,000,000 | 7,000,000 | 10,000,000 |
|
2,500,000 | 3,500,000 | 5,000,000 |
| Medical Expenses due to accident or sickness | |||
|
3,000,000 | 5,000,000 | 5,000,000 |
|
50,000 | 200,000 | 350,000 |
| Hospitalization Confinement Cash Benefit | 2,000/day maximum 50,000 |
4,000/day maximum 100,000 |
4,000/day maximum 150,000 |
| Third Party Travel Liability and Legal Expenses Benefit | 3,000,000 Legal Expenses maximum limit 1,000,000 |
4,000,000 Legal Expenses maximum limit 1,000,000 |
5,000,000 Legal Expenses maximum limit 3,000,000 |
| Emergency Medical Evacuation Benefits | |||
|
4,000,000 | 4,000,000 | 4,000,000 |
|
20,000 | 100,000 | 200,000 |
|
50,000 | 100,000 | 200,000 |
|
4,000,000 50,000 |
4,000,000 100,000 |
4,000,000 150,000 |
|
500 | 2,000 | 4,000 |
| Travel Inconveniences Benefits | |||
|
50,000 | 50,000 | 50,000 |
|
50,000 | 50,000 | 50,000 |
|
Not applicable | 5,000/24-hour maximum 100,000 |
10,000/24-hour maximum 200,000 |
|
2,000/6-hour maximum 20,000 |
2,000/6-hour maximum 20,000 |
4,000/6-hour maximum 50,000 |
|
Not applicable | 5,000/24-hour maximum 100,000 |
5,000/24-hour maximum 100,000 |
|
Not applicable | Not applicable | 30,000/6-hour maximum 30,000 |
|
Not applicable | 5,000 | 10,000 |
|
Not applicable | 2,000/6-hour maximum 20,000 |
4,000/6-hour maximum 20,000 |
|
4,000/6-hour maximum 20,000 |
4,000/6-hour maximum 20,000 |
7,000/6-hour maximum 35,000 |
| Lost or Damage of Baggage and/or Personal Effect Benefits | |||
|
10,000/piece/pair/set maximum 40,000 |
10,000/piece/pair/set maximum 50,000 |
10,000/piece/pair/set maximum 75,000 |
|
6,000 | 6,000 | 6,000 |
|
10,000 | 15,000 | 30,000 |
| 24-hour Emergency Medical Assistance Hotline Services | Yes | Yes | Yes |
| 24-hour Travel Assistance Hotline Services | Yes | Yes | Yes |
Remark: Sum insured under coverage 1 for person aged 66 – 70 year-old and 6 month – 14 year-old will be reduced to 50% of sum insured specified in the table depending on plan selected but in any case shall not exceed 2,500,000 Baht for Travel Accident in public conveyance and 1,250,000 Baht for Travel Accident
What is not covered?
The below is an outline of some of the key general exclusions of Comprehensive Travel Insurance. Before you decide to purchase cover, it is important that you review the specific details of exclusion which are set out in the Comprehensive Travel Insurance Product Disclosure Statement.It is also important that you fully understand the terms, conditions, exclusions and limitations which are set out in the Comprehensive Travel Insurance Product Disclosure Statement.
- Any Pre-existing medical condition
- Pregnancy or childbirth (except in limited circumstances)
- Participation in unapproved dangerous activities and high-risk sports
- Any unlawful act
- Suicide or attempted suicide
- Acts of war or civil unrest
- Lost, stolen or damaged belongings left unattended or unsupervised
- Death, illness or bodily injury where reasonable care has not been exercised
- Travel to countries where DFAT has advised against travel and travel to sanctioned
This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit Chubb (a subsidiary of a US company) from providing insurance, including, but not limited to, the payment of claims. All other terms and conditions of the insurance remain unchanged.
Comprehensive Travel Insurance is underwritten by Chubb Samaggi Insurance Public Company Limited. Please read the relevant Comprehensive Travel Insurance Policy Wordings for terms, conditions and exclusion applicable to this product. Please read our Terms of Use and Personal Data Protection.
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